What is the Cost of Living in Dubai for Students in 2022?

The cost of living in Dubai caters to everyone, whether you make the minimum wage or a decent wage. Regardless of your salary or average monthly income, it’s important to understand the basic monthly expenses for expats living in this extravagant city.

The monthly cost of living in Dubai is not as outrageous as you may believe. In fact, because of the UAE’s incentives to attract top global talent and businesses to the area, living expenditures here have become more inexpensive in recent years. This, combined with deflation in Abu Dhabi and Dubai over the last two years, has resulted in lower prices for expats in industries such as real estate in Dubai. As a result, Dubai is currently ranked 42nd in the annual Cost of Living Survey. In reality and in terms of price, it is far less expensive than other major cities such as Hong Kong, Tokyo, Shanghai, and Singapore. Because UAE caters to singles and families from all over the world, it is affordable for most people.

The cost of living in Dubai includes accommodation, utilities for food and groceries, transportation and travel education, healthcare, entertainment and housekeeping services. Let’s have a comprehensive look at the living expenses in Dubai.

Expenditure of Living in Dubai

Living expenses are expenses that are necessary for survival. It would include, among other things, shelter, food, clothing, healthcare, and transportation. Recreational fees would not be considered living costs.

When calculating living expenses, housing accounts for a sizable portion of the budget. Housing will account for approximately 30% of total living expenses, with transportation and food accounting for 15% each. Monthly expenses vary greatly depending on family size. Here is a fast reference guide for overall costs based on the size of your family.

Since 2021, Dubai has gotten more inexpensive due to consistent decreases in rent, housing prices, education costs, and transportation costs, among other things. According to Numbeo data, the average cost of living for a single individual fell by 89.2% in 2021 compared to 2020. A family of four is projected cost of living has also fallen by 32.6%.

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When it comes to living expenses, rental charges and house/property prices are frequently at the top of the list for Dubai residents. This is because rental fees typically account for roughly 30% of your total monthly pay and living expenses. Fortunately, Dubai’s continually improving infrastructure, buildings, and services have resulted in a real estate boom in older portions of the city. As a result, there is currently more variety for lodging in Dubai than ever before.

It’s true that modern residential districts along Sheikh Mohammed Bin Zayed Road or apartments in the Jumeirah Beach Residence are more affluent, with more expensive lodging and housing options. However, there are numerous lodging options to suit every individual and budget.

High-net-worth individuals and entrepreneurs seeking luxurious housing options are drawn to areas such as Barsha, Jumeirah, and the Dubai Marina. As a result, the prestige of this region comes at a higher cost. Suburban areas like Dubai Silicon Oasis, Deira, and Al Nahda are also great low-cost options if you’re looking to save money.

The luxury villas for sale in Dubai have an estimated value of AED 3 million to AED 30 million. The luxury villas come in 3 to 7 bedrooms and are housed in Dubai’s most opulent areas like Dubai Hills Estate, Palm Jumeirah, and MBR City.

Accommodation PremiumNormal Lower
Rent for House/Apartment$2501$1843$1418
Studio Apartment$1422$1400$1379
Luxury VillasAED 3mAED 15mAED 30m

Utilities, Housing, and Rental

Residential prices may vary depending on where you reside, and where you live in Dubai will be heavily influenced by where you do business.

Here’s an idea of what to expect in terms of residential property rental costs.

The Jumeirah Lakes Tower (JLT) is one of Dubai’s most popular communities. This is a popular area for expats, along with Dubai Marina, Jumeirah Beach Residence (JBR), and Dubai’s Old Town, all of which have comparable rental pricing.

A one-bedroom apartment in JLT costs roughly AED 66,236 (USD 18032.23) per year or AED 5,519.66 (USD 1502.68) every month. Expats like to live in these places because of the community and local amenities.


Residential Cleaning Services in Dubai

Cleaning services for lodging are also included in the housing area of living expenses. In most cases, this service is given by hiring domestic help, which is relatively widespread in Dubai. Whether it’s an apartment or a luxury villa for sale in Dubai, the fees vary based on the type of cleaning services. However, a full-time domestic assistant may expect a monthly salary of AED 2,700 (USD 735) and a part-time domestic helper who comes in once a week (3-hour service) can expect to pay roughly AED 390 (USD 106) every month.

Grocery & Food Expenses

Aside from the monthly rent for a roof over your head, food is considered a necessary living expense for everyone. Groceries might account for roughly 15% of anyone’s monthly wage in Dubai. How you eat will also influence how much money you spend on groceries each month.

It’s simple enough to visit one of Dubai’s supermarket chains and stock your fridge and pantry with basic necessities. Union Coop, recognised for supplying top quality items and fresh food to Dubai residents, is a great place to go for a luxurious grocery shopping experience.

To give you an idea of how much groceries cost, here’s a breakdown of some major necessities for a normal single person. A liter of milk, a loaf of bread, and a 1kg bag of rice will set you back about AED 17.50. A 1kg bag of fresh vegetables, such as tomatoes, oranges, or bananas, costs around AED 6.50. Of course, meat and dairy will always be more expensive, with a dozen eggs costing AED 10.60 on average and 1kg of chicken breast costing AED 28.00.

Grocery Expenses
Chicken (1 lb)$8
Meat (1 lb)$12
Eggs (12)$4
Fish (1 lb)$6
Beef (1 lb)$11
Tomato (1 lb)$3
Potato (1 lb)$2
Onion (1 lb)$2
Lettuce (1 head)$2


If you live in Dubai and commute to work or travel during the month, you’ll know that it can eat up a significant portion of your money. Transportation expenditures might account for up to 15% of your total monthly Dubai living expenses for many people. This figure, however, is fluctuating as more people work remotely from home.

Petrol prices in the UAE are expected to stabilize in line with global price changes that occur concurrently around the world, according to the UAE fuel price committee. Petrol prices in 2022 are expected to range between AED2.30/L and AED3.40/L.

Most automobile owners across the world understand that even little increases in gasoline prices can have an influence on your overall expenses and hence raise your entire cost of living. Add in the fundamental expenditures of servicing and maintaining your own automobile, as well as car insurance, and it can rapidly become a significant cost of daily living.

TransportationPremiumNormal Lower


This will almost definitely be a significant portion of your monthly living expenses in Dubai. There are numerous schooling alternatives for parents relocating their family to Dubai. Indeed, there are 17 distinct school curricula to examine. Among them are British, Indian, American, International Baccalaureate (IB), French, Pakistani, German, and Japanese students.

The cost of school fees varies greatly depending on the schools or educational institutions your children attend. British, IB, and American schools typically charge greater tuition, with some schools charging an average of AED 7500 per month. 

Those normally more cheap schools, on the other hand, such as The English Elite School, Central School Dubai, and Crescent English High School, can cost as little as AED 4000 per month, depending on the year level. Dubai also offers 65 colleges offering a wide range of disciplines and certifications. An undergraduate degree costs approximately AED 173400 per student.


Healthcare and medical expenses are another significant component of Dubai’s cost of living. Health or medical insurance is required for all UAE residents. If your employer sponsors your residency in Dubai, the corporation is responsible for supplying you and, in some cases, your entire family with health insurance. Alternatively, if you are in the country on an investor visa, you must obtain your own health insurance. In any case, it is critical to have some form of health and medical essential benefits plan.

Fortunately, there are various Dubai medical insurance providers to select from, each of which offers a variety of products at reasonable pricing. AXA Insurance, Dubai National Insurance & Reinsurance P.S.C. (DNIRC), Metlife, Allianz – Orient Insurance, and Oman Insurance Company are among the major health insurance firms in Dubai.

The cost of insurance coverage and premiums are heavily influenced by the type of coverage you seek. Many Essential Benefits packages, for example, start at AED 600 per year for individuals. A more comprehensive policy, on the other hand, can cost around AED 5500 per year. Families looking for health insurance should budget around AED 17000 on average.